Effective Date: August 26, 2026 | Jurisdiction: State of North Carolina
Welcome to the website of Kearney Insurance Services Inc. ("Agency," "we," "us," or "our"). By accessing or using this website, including any client portal, rating tools, mobile access features, or services provided through our site (collectively, the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site.
Kearney Insurance Services Inc. is a licensed independent insurance agency operating exclusively in the State of North Carolina. The products, quotes, and services described on this Site are intended solely for residents of North Carolina. Nothing on this Site constitutes an offer to sell or a solicitation to buy insurance in any jurisdiction where the Agency is not properly licensed.
Submitting a quote request, contact form, message, or electronic information through this Site—including through any EZLynx Client Portal, online rating tool, or email link—does NOT bind, alter, amend, extend, or cancel insurance coverage.
Coverage cannot be bound, modified, or terminated until you speak directly with a licensed agent of Kearney Insurance Services Inc. and receive explicit written confirmation from us or the issuing insurance carrier.
Premium quotes generated on this Site are non-binding estimates based on information provided by you and are subject to verification, underwriting approval, and rate modifications by the respective insurance carrier.
- Our Site utilizes third-party technology providers, including EZLynx, to provide client portals, online quote requests, and policy management features.
- You are responsible for maintaining the confidentiality of any account credentials, passwords, or secure access links assigned to you.
- Information retrieved through the client portal is for informational purposes only. Official policy declarations, endorsements, and carrier billing statements take precedence over any summary displayed on the Site.
You agree to provide accurate, current, and complete information when requesting quotes or communicating through the Site. Providing false, misleading, or incomplete information may invalidate insurance quotes, applications, or resulting coverage issued by an insurance carrier.
All content, text, graphics, logos, and software on this Site are the property of Kearney Insurance Services Inc. or its vendor partners (including EZLynx) and are protected by applicable United States copyright, trademark, and intellectual property laws.
This Site may contain links to external third-party websites (such as insurance carrier payment portals, claim reporting systems, or third-party service providers). We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.
To the fullest extent permitted by North Carolina law, Kearney Insurance Services Inc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this Site, or any errors or omissions in the content provided herein.
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.
If you have questions regarding these Terms & Conditions, please contact us at:
Kearney Insurance Services Inc.
Mount Olive, NC
Phone: 919-658-4938
john@kearneyins.com